Home Loans Home Loan
Home Loan

The keys to your own home.

Buy a ready home, build your own, or transfer an existing loan to a lower rate. Borrow up to ₹5 crore with long, comfortable tenures.

Rates from 8.5% p.a.
Tenure up to 30 years
Up to 90% funding
Balance transfer available
Calculate EMI
100% safe & confidential

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Loan amount
₹5 Cr
up to ₹5,00,00,000
Interest rate
8.5%
per annum onwards
Tenure
up to 30 yrs
long, easy tenure
Processing fee
0.5–1%
one-time, on approval
Why this loan

A home loan that feels light

Low interest rates from 8.5% p.a.
Long tenures up to 30 years for smaller EMIs
Funding up to 90% of property value
Balance transfer to cut your existing EMI
Tax benefits under Sections 80C & 24(b)
Top-up loan available for renovation
Indicative rates

Home Loan rates from HDFC Bank

Indicative only — your final rate depends on your profile, income and credit history. Final terms are set by the lender.

Lending partnerInterest rate (p.a.)Processing feeMax tenure
HDFC Bank8.60% – 9.50%Up to 0.50%30 yrs
EMI calculator

Know your EMI before you borrow

Slide to your amount and tenure. The total payable updates instantly — what you see is what you pay, all-in.

Estimate your EMI
Loan amount
Tenure
Monthly EMI
· all-inTotal
Eligibility

Who can apply

Indian resident or NRI aged 21 to 65 years
Salaried or self-employed with stable income
Clear property title and valuation
Healthy credit score (preferably 750+)
Co-applicant can boost your eligibility
Documents

What you'll need

PAN, Aadhaar and address proof
Income proof: salary slips / ITR & financials
Bank statements for the last 6 months
Property documents and sale agreement
Proof of own contribution / down payment
How to apply

Get your home loan in 4 simple steps

1
Share your requirement

Tell us the property and loan amount you have in mind.

2
Get an indicative offer

An expert assesses your eligibility and calls with rate and EMI options.

3
Property & document check

Submit income and property papers for verification and valuation.

4
Sanction & disbursal

On approval, the loan is sanctioned and disbursed as per your agreement.

FAQs

Home Loan — common questions

Typically up to 75–90% of the property value, subject to your income and eligibility. MyCashBridge helps you borrow up to ₹5 crore across our partners.
If you already have a home loan at a higher rate, you can move it to a lender offering a lower rate — reducing your EMI or tenure. We help you compare and switch.
Yes. You can claim deductions on principal (Section 80C) and interest (Section 24b) as per current income-tax rules. Please consult a tax advisor for your situation.
Yes. Adding a co-applicant (often a spouse or parent) can increase your loan eligibility and may help with the interest rate.
After document and property verification, sanction usually takes a few working days. Disbursal follows as per your agreement and construction stage.

Let's get you home

Check your home loan eligibility and EMI in minutes. No obligation, no impact on your credit score.

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