Home Eligibility Checker
Free · won't affect your credit score

How much can you borrow?

Adjust the details below to see an indicative loan amount you could qualify for. It's just an estimate — your final offer is set after a quick assessment.

Personal
Home
Business
₹60,000
₹5,000
32 years
You could be eligible for up to
₹18,40,000

Indicative EMI ₹40,900 / month over 5 years

Estimated tenure5 years
Indicative rate12% p.a.
EMI affordability used50% of income

A real offer depends on your documents and credit profile.

What affects eligibility

5 things lenders look at

Income

Higher, stable income increases how much you can comfortably repay.

Credit score

A score of 750+ unlocks higher amounts and better rates.

Existing EMIs

Lower existing obligations leave more room for a new loan.

Job stability

Longer tenure with an employer or business builds lender confidence.