/* ============================================================
   CASH BRIDGE — shared site styles
   Built on the Mera Loan design language (warm cream canvas,
   lime CTAs, deep-green text, aqua bands, full-pill buttons).
   ============================================================ */
@import url('colors_and_type.css');

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  margin: 0;
  background: var(--canvas);
  color: var(--text-strong);
  font-family: var(--font-sans);
  overflow-x: hidden;
}
::selection { background: var(--brand-lime); color: var(--green-deep); }
img { max-width: 100%; display: block; }
a { color: var(--green-accent); }
button { font-family: var(--font-sans); }

/* ---------- layout ---------- */
.wrap { max-width: 1180px; margin: 0 auto; padding-inline: 40px; }
.section { padding-block: 72px; }
.section-sm { padding-block: 48px; }
.eyebrow { font-size: 13px; font-weight: 700; text-transform: uppercase; letter-spacing: .15em; color: var(--green-primary); }
.lead { font-size: 18px; color: var(--text-soft); line-height: 1.6; }
.center { text-align: center; }
.muted { color: var(--text-soft); }

h1,h2,h3 { letter-spacing: -.01em; margin: 0; }
.h-hero { font-size: 56px; font-weight: 600; line-height: 1.04; letter-spacing: -.02em; color: var(--green-primary); }
.h-sec { font-size: 36px; font-weight: 600; line-height: 1.1; color: var(--text-strong); }
.h-sec.green { color: var(--green-primary); }

/* ---------- buttons ---------- */
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  font-size: 16px; font-weight: 600; letter-spacing: -.01em; line-height: 1.2;
  border-radius: var(--radius-pill); padding: 11px 22px; cursor: pointer;
  border: 1px solid transparent; white-space: nowrap; transition: all .2s ease; text-decoration: none; }
.btn:active { transform: scale(.95); }
.btn svg, .btn i { width: 18px; height: 18px; }
.btn-lg { padding: 14px 32px; font-size: 17px; }
.btn-sm { padding: 8px 16px; font-size: 14px; }
/* nav buttons are slightly more compact so everything fits on one row */
.nav-inner .btn-sm { padding: 7px 12px; font-size: 13px; flex-shrink: 0; }
.btn-filled { background: var(--brand-lime); color: var(--green-deep); border-color: var(--brand-lime); }
.btn-filled:hover { background: #8fe650; text-decoration: none; }
.btn-outline { background: transparent; color: var(--green-accent); border-color: var(--green-accent); }
.btn-outline:hover { background: rgba(12,122,78,.06); text-decoration: none; }
.btn-black { background: var(--ink); color: #fff; border-color: var(--ink); }
.btn-black:hover { background: #1a1a1a; text-decoration: none; }
.btn-ghost { background: transparent; color: var(--text-strong); border-color: var(--text-strong); }
.btn-ghost:hover { background: rgba(0,0,0,.04); text-decoration: none; }
.btn-white { background: #fff; color: var(--green-primary); border-color: #fff; }
.btn-block { width: 100%; }

/* ---------- pills / chips ---------- */
.pill { display: inline-flex; align-items: center; gap: 6px; border-radius: var(--radius-pill);
  padding: 6px 14px; font-size: 13px; font-weight: 700; white-space: nowrap; }
.pill svg, .pill i { width: 15px; height: 15px; }
.pill-approved { background: hsl(160 32% 87% / 70%); color: var(--green-primary); }
.pill-reward { border: 1px solid var(--gold); color: var(--gold); background: transparent; }
.pill-tier { background: var(--gold-lightest); color: var(--text-rewards); }
.pill-lime { background: var(--lime-soft); color: var(--green-deep); }

/* ---------- cards ---------- */
.card { background: var(--white); border-radius: var(--radius-card); box-shadow: var(--shadow-card); padding: 28px; }

/* ============================================================
   TOP STRIP + NAV
   ============================================================ */
.topstrip { background: var(--ink); color: #fff; font-size: 13px;
  display: flex; align-items: center; justify-content: center; gap: 14px; padding: 8px 16px; text-align: center; }
.topstrip span { color: rgba(255,255,255,.85); }
.topstrip a { color: #fff; font-weight: 700; text-decoration: underline; text-underline-offset: 3px; }

.nav { position: sticky; top: 0; z-index: 60; background: var(--white); box-shadow: var(--shadow-nav); }
.nav-inner { max-width: 1320px; margin: 0 auto; height: 70px; padding: 0 24px; display: flex; align-items: center; gap: 10px; }
.nav-logo img { height: 110px; }
.nav-links { display: flex; align-items: center; gap: 6px; margin-left: 4px; }
.nav-links > * { position: relative; }
.nav-link { color: var(--text-strong); font-size: 13px; font-weight: 600; text-decoration: none; cursor: pointer;
  display: inline-flex; align-items: center; gap: 3px; padding: 5px 2px; white-space: nowrap; }
.nav-link:hover { color: var(--green-primary); text-decoration: none; }
.nav-link.current { color: var(--green-primary); }
.nav-link i, .nav-link svg { width: 13px; height: 13px; }
.nav-spacer { flex: 1; min-width: 8px; }
.nav-tel { display: inline-flex; align-items: center; gap: 5px; color: var(--text-strong); font-size: 13px; font-weight: 600; text-decoration: none; white-space: nowrap; }
.nav-tel:hover { color: var(--green-primary); text-decoration: none; }

/* dropdown mega */
.nav-drop { position: absolute; top: 100%; left: 50%; transform: translateX(-50%) translateY(8px);
  background: var(--white); border-radius: var(--radius-card); box-shadow: var(--shadow-card), 0 12px 30px rgba(0,0,0,.10);
  padding: 14px; min-width: 460px; opacity: 0; visibility: hidden; transition: all .18s ease; z-index: 70; }
.nav-item:hover .nav-drop, .nav-drop:hover { opacity: 1; visibility: visible; transform: translateX(-50%) translateY(2px); }
.nav-drop-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 4px; }
.nav-drop a { display: flex; align-items: center; gap: 10px; padding: 10px 12px; border-radius: 10px;
  color: var(--text-strong); font-size: 14px; font-weight: 600; text-decoration: none; }
.nav-drop a:hover { background: var(--canvas); text-decoration: none; }
.nav-drop a .ic { width: 32px; height: 32px; flex: 0 0 32px; border-radius: 50%; background: var(--lime-soft);
  display: flex; align-items: center; justify-content: center; }
.nav-drop a .ic i, .nav-drop a .ic svg { width: 17px; height: 17px; color: var(--green-primary); }
.nav-drop a small { display: block; font-weight: 500; color: var(--text-soft); font-size: 12px; }

.hamburger { display: none; background: none; border: none; cursor: pointer; padding: 6px; color: var(--text-strong); }
.hamburger i, .hamburger svg { width: 26px; height: 26px; }

/* mobile drawer */
.drawer { position: fixed; inset: 0; z-index: 200; visibility: hidden; }
.drawer.open { visibility: visible; }
.drawer-scrim { position: absolute; inset: 0; background: rgba(0,0,0,.45); opacity: 0; transition: opacity .25s ease; }
.drawer.open .drawer-scrim { opacity: 1; }
.drawer-panel { position: absolute; top: 0; right: 0; height: 100%; width: min(86vw, 360px); background: var(--white);
  transform: translateX(100%); transition: transform .28s var(--ease-expander); padding: 20px; overflow-y: auto; }
.drawer.open .drawer-panel { transform: translateX(0); }
.drawer-head { display: flex; align-items: center; justify-content: space-between; margin-bottom: 12px; }
.drawer-head img { height: 30px; }
.drawer-close { background: none; border: none; cursor: pointer; color: var(--text-strong); padding: 4px; }
.drawer-close i, .drawer-close svg { width: 26px; height: 26px; }
.drawer-group { border-top: 1px solid var(--hairline); padding: 6px 0; }
.drawer-group > a, .drawer-acc-head { display: flex; align-items: center; justify-content: space-between;
  padding: 14px 4px; font-size: 16px; font-weight: 600; color: var(--text-strong); text-decoration: none; cursor: pointer; }
.drawer-acc-body { display: none; padding-bottom: 8px; }
.drawer-acc.open .drawer-acc-body { display: block; }
.drawer-acc.open .drawer-acc-head i.chev { transform: rotate(180deg); }
.drawer-acc-body a { display: block; padding: 10px 4px 10px 16px; font-size: 15px; color: var(--text-soft); text-decoration: none; }
.drawer-acc-head i.chev { transition: transform .2s ease; }

/* ============================================================
   HERO (shared) + EMI widget
   ============================================================ */
.hero { background: var(--canvas); padding: 64px 0 72px; }
.hero-grid { display: grid; grid-template-columns: 1.15fr .85fr; gap: 56px; align-items: center; }
.hero p.sub { font-size: 19px; line-height: 1.65; color: var(--text-strong); max-width: 470px; margin: 20px 0 0; }
.hero-cta { display: flex; gap: 12px; margin-top: 28px; flex-wrap: wrap; }
.hero-badges { display: flex; gap: 26px; margin-top: 34px; flex-wrap: wrap; }
.hero-badge { display: flex; align-items: center; gap: 8px; font-size: 14px; font-weight: 600; color: var(--text-strong); }
.hero-badge i, .hero-badge svg { width: 18px; height: 18px; color: var(--green-accent); }

/* EMI calculator widget */
.emi { background: var(--white); border-radius: var(--radius-card); box-shadow: var(--shadow-card), 0 18px 40px rgba(0,0,0,.06); padding: 28px; }
.emi-row { display: flex; justify-content: space-between; align-items: baseline; }
.emi-row .k { font-size: 14px; color: var(--text-soft); }
.emi-row .v { font-size: 22px; font-weight: 700; color: var(--text-strong); letter-spacing: -.01em; white-space: nowrap; }
.emi input[type=range] { width: 100%; height: 6px; border-radius: 50px; cursor: pointer; accent-color: var(--green-accent); margin-top: 8px; }
.emi-out { background: var(--aqua); border-radius: var(--radius-card); padding: 18px 20px; margin-top: 22px; color: var(--green-primary); }
.emi-out .big { font-size: 28px; font-weight: 700; letter-spacing: -.01em; }
.emi-out .small { display: flex; justify-content: space-between; margin-top: 8px; font-size: 13px; color: var(--text-on-aqua-soft); }
.emi-note { text-align: center; font-size: 12px; color: var(--text-soft); margin-top: 10px; }

/* ============================================================
   TRUST STRIP (partner banks)
   ============================================================ */
.trust { background: var(--white); border-top: 1px solid var(--hairline); border-bottom: 1px solid var(--hairline); padding: 22px 0; }
.trust-inner { display: flex; align-items: center; gap: 28px; flex-wrap: wrap; justify-content: center; }
.trust-label { font-size: 12px; font-weight: 700; text-transform: uppercase; letter-spacing: .14em; color: var(--text-soft); }
.bank { display: inline-flex; align-items: center; gap: 8px; color: var(--text-soft); font-weight: 700; font-size: 15px; opacity: .9; }
.bank .dot { width: 26px; height: 26px; border-radius: 50%; display: inline-flex; align-items: center; justify-content: center;
  color: #fff; font-size: 13px; font-weight: 800; }

/* ============================================================
   PRODUCT GRID
   ============================================================ */
.prod-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; margin-top: 36px; }
.prod { background: var(--white); border-radius: var(--radius-card); box-shadow: var(--shadow-card); padding: 26px;
  display: flex; flex-direction: column; gap: 6px; text-decoration: none; color: inherit; transition: transform .2s ease, box-shadow .2s ease; }
.prod:hover { transform: translateY(-4px); box-shadow: var(--shadow-card), 0 14px 30px rgba(0,0,0,.08); text-decoration: none; }
.prod-ic { width: 46px; height: 46px; border-radius: 50%; background: var(--lime-soft); display: flex; align-items: center; justify-content: center; margin-bottom: 6px; }
.prod-ic i, .prod-ic svg { width: 23px; height: 23px; color: var(--green-primary); }
.prod h3 { font-size: 21px; font-weight: 700; color: var(--green-primary); }
.prod .amt { font-size: 14px; font-weight: 700; color: var(--text-strong); }
.prod p { font-size: 14px; color: var(--text-soft); margin: 2px 0 0; line-height: 1.5; }
.prod-foot { display: flex; align-items: center; justify-content: space-between; margin-top: 16px; }
.prod-foot .rate { font-size: 13px; font-weight: 700; color: var(--green-accent); }
.prod-foot .go { display: inline-flex; align-items: center; gap: 4px; font-size: 14px; font-weight: 700; color: var(--green-primary); }
.prod-foot .go i, .prod-foot .go svg { width: 16px; height: 16px; }

/* ============================================================
   FEATURE BAND (aqua) — steps / why-us
   ============================================================ */
.band { background: var(--aqua); padding-block: 72px; }
.band .h-sec { color: var(--green-primary); }
.steps { display: flex; flex-direction: column; gap: 14px; }
.step { display: flex; gap: 16px; background: var(--white); border-radius: var(--radius-card); padding: 20px; box-shadow: var(--shadow-card); }
.step-ic { width: 44px; height: 44px; flex: 0 0 44px; border-radius: 50%; background: var(--brand-lime); display: flex; align-items: center; justify-content: center; }
.step-ic i, .step-ic svg { width: 22px; height: 22px; color: var(--green-deep); }
.step b { font-size: 17px; color: var(--text-strong); }
.step p { font-size: 14px; color: var(--text-soft); margin: 3px 0 0; line-height: 1.5; }

/* why-us grid */
.why-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; margin-top: 40px; }
.why { background: var(--white); border-radius: var(--radius-card); box-shadow: var(--shadow-card); padding: 24px; }
.why-ic { width: 46px; height: 46px; border-radius: 50%; background: var(--aqua); display: flex; align-items: center; justify-content: center; margin-bottom: 14px; }
.why-ic i, .why-ic svg { width: 23px; height: 23px; color: var(--green-primary); }
.why b { font-size: 16px; color: var(--text-strong); }
.why p { font-size: 14px; color: var(--text-soft); margin: 6px 0 0; line-height: 1.5; }

/* ============================================================
   TOOLS ROW (calculators / score / eligibility)
   ============================================================ */
.tools-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; margin-top: 36px; }
.tool { background: var(--white); border-radius: var(--radius-card); box-shadow: var(--shadow-card); padding: 24px; text-decoration: none; color: inherit; transition: transform .2s ease; }
.tool:hover { transform: translateY(-4px); text-decoration: none; }
.tool-ic { width: 48px; height: 48px; border-radius: 12px; background: var(--lime-soft); display: flex; align-items: center; justify-content: center; margin-bottom: 14px; }
.tool-ic i, .tool-ic svg { width: 24px; height: 24px; color: var(--green-primary); }
.tool b { font-size: 17px; color: var(--text-strong); display: block; }
.tool p { font-size: 14px; color: var(--text-soft); margin: 6px 0 0; line-height: 1.5; }

/* ============================================================
   TESTIMONIALS / REVIEWS
   ============================================================ */
.reviews-head { display: flex; align-items: center; gap: 16px; flex-wrap: wrap; }
.gscore { display: inline-flex; align-items: center; gap: 10px; background: var(--white); border-radius: var(--radius-pill); box-shadow: var(--shadow-card); padding: 8px 16px; }
.gscore .num { font-size: 22px; font-weight: 800; color: var(--text-strong); }
.stars { color: var(--gold); letter-spacing: 2px; font-size: 15px; }
.rev-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; margin-top: 32px; }
.rev { background: var(--white); border-radius: var(--radius-card); box-shadow: var(--shadow-card); padding: 24px; }
.rev .stars { font-size: 14px; }
.rev p { font-size: 15px; color: var(--text-strong); line-height: 1.55; margin: 10px 0 16px; }
.rev-who { display: flex; align-items: center; gap: 12px; }
.rev-av { width: 40px; height: 40px; border-radius: 50%; background: var(--green-primary); color: #fff; display: flex; align-items: center; justify-content: center; font-weight: 700; font-size: 15px; }
.rev-who b { font-size: 14px; color: var(--text-strong); display: block; }
.rev-who small { font-size: 12px; color: var(--text-soft); }

/* ============================================================
   TESTIMONIALS CAROUSEL
   ============================================================ */
.testi-section { background: #eaedfa; }
.testi-section .eyebrow { color: #4152c4; letter-spacing: .18em; font-size: 12px; font-weight: 700; text-transform: uppercase; }
.testi-head { text-align: center; margin-bottom: 52px; }
.testi-head-rating { display: inline-flex; align-items: center; gap: 9px; margin: 18px auto 0; }
.testi-head-stars { display: flex; gap: 3px; }
.testi-head-stars svg { width: 24px; height: 24px; }
.testi-head-score { font-size: 17px; font-weight: 800; color: #e6a000; }
.testi-head-reviews { font-size: 13px; color: var(--text-soft); }
.testi-carousel-outer { overflow: hidden; }
.testi-track { display: flex; gap: 26px; transition: transform .45s cubic-bezier(.4,0,.2,1); align-items: center; }
/* side cards dimmed + slightly smaller */
.testi-card { background: #fff; border-radius: 20px; padding: 28px 24px 22px; flex-shrink: 0; box-sizing: border-box; display: flex; flex-direction: column; box-shadow: 0 2px 16px rgba(80,100,200,.07); transition: box-shadow .4s, transform .4s, opacity .4s; opacity: .72; transform: scale(0.95); }
/* center card elevated, full opacity */
.testi-card.featured { box-shadow: 0 16px 48px rgba(80,100,200,.18); transform: scale(1) translateY(-10px); opacity: 1; }
.testi-qmark { font-size: 48px; line-height: 1; font-family: Georgia, serif; color: rgba(100,130,220,.32); margin-bottom: 4px; letter-spacing: -2px; }
.testi-text { font-size: 13px; color: #555; line-height: 1.75; margin: 2px 0 20px; flex: 1; font-style: italic; }
.testi-foot { display: flex; align-items: center; justify-content: space-between; gap: 10px; }
.testi-who { display: flex; align-items: center; gap: 10px; }
/* rounded-square avatar matching screenshot */
.testi-av { width: 44px; height: 44px; border-radius: 12px; display: flex; align-items: center; justify-content: center; font-weight: 700; font-size: 13px; color: #fff; flex-shrink: 0; letter-spacing: .5px; }
.testi-name { font-weight: 700; font-size: 13.5px; color: var(--text-strong); line-height: 1.3; }
.testi-meta { font-size: 11.5px; color: #888; margin-top: 2px; }
.testi-right { display: flex; flex-direction: column; align-items: flex-end; gap: 2px; flex-shrink: 0; }
.testi-card-stars { color: #e6a000; font-size: 13px; letter-spacing: .5px; }
.testi-amount { color: var(--green-primary); font-weight: 800; font-size: 13px; white-space: nowrap; }
.testi-nav-row { display: flex; justify-content: center; align-items: center; gap: 14px; margin-top: 44px; }
.testi-nav-btn { width: 40px; height: 40px; border-radius: 50%; border: 1.5px solid #ccd2e8; background: #fff; color: #555; cursor: pointer; font-size: 18px; line-height: 1; display: flex; align-items: center; justify-content: center; flex-shrink: 0; box-shadow: 0 1px 6px rgba(0,0,0,.07); transition: border-color .2s, color .2s; }
.testi-nav-btn:hover { border-color: #4152c4; color: #4152c4; }
.testi-dots { display: flex; gap: 7px; align-items: center; }
.testi-dot { width: 9px; height: 9px; border-radius: 50%; border: none; background: #c8ceea; cursor: pointer; padding: 0; transition: background .25s, width .25s, border-radius .25s; }
.testi-dot.active { background: #2c3e8c; width: 30px; border-radius: 5px; }
@media(max-width:900px){
  .testi-card { opacity: 1; transform: none; }
  .testi-card.featured { transform: none; box-shadow: 0 4px 20px rgba(80,100,200,.13); }
}
@media(max-width:600px){
  .testi-nav-btn { width: 34px; height: 34px; font-size: 16px; }
}

/* ============================================================
   CREDIT CARDS — HDFC category tabs
   ============================================================ */
.cc-tabs { display: flex; gap: 0; flex-wrap: nowrap; overflow-x: auto; border-bottom: 2px solid #e8e8e8; margin-bottom: 32px; scrollbar-width: none; }
.cc-tabs::-webkit-scrollbar { display: none; }
.cc-tab { padding: 12px 18px; border: none; border-bottom: 3px solid transparent; margin-bottom: -2px; background: transparent; cursor: pointer; font-size: 13.5px; font-weight: 500; color: var(--text-soft); transition: color .2s, border-color .2s; white-space: nowrap; flex-shrink: 0; }
.cc-tab:hover { color: var(--green-primary); }
.cc-tab.active { color: var(--green-primary); border-bottom-color: var(--green-primary); font-weight: 700; }
.cc-tab-count { display: inline-flex; align-items: center; justify-content: center; background: var(--aqua); color: var(--green-primary); font-size: 11px; font-weight: 700; padding: 1px 7px; border-radius: 10px; margin-left: 6px; }
.cc-tab.active .cc-tab-count { background: var(--green-primary); color: #fff; }
/* grid: 3 cols on desktop */
.cc-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
/* card shell */
.cc-card { background: #fff; border-radius: 16px; box-shadow: 0 2px 14px rgba(0,0,0,.07); padding: 18px; display: flex; flex-direction: column; gap: 0; transition: box-shadow .2s, transform .2s; }
.cc-card:hover { box-shadow: 0 6px 28px rgba(0,0,0,.13); transform: translateY(-2px); }
/* credit-card visual */
.cc-card-visual { width: 100%; aspect-ratio: 1.586; border-radius: 12px; flex-shrink: 0; overflow: hidden; display: flex; flex-direction: column; justify-content: space-between; padding: 12px 14px; margin-bottom: 14px; }
.cc-card-chip { width: 28px; height: 20px; background: rgba(255,215,100,.65); border-radius: 4px; border: 1px solid rgba(255,200,50,.4); }
.cc-card-num { font-size: 9px; color: rgba(255,255,255,.65); letter-spacing: .15em; font-family: monospace; margin-top: 8px; }
.cc-card-brand { font-size: 9px; font-weight: 800; color: rgba(255,255,255,.92); letter-spacing: .04em; text-align: right; line-height: 1.4; }
/* badge */
.cc-badge { display: inline-flex; align-items: center; padding: 3px 10px; border-radius: 20px; font-size: 11px; font-weight: 700; margin-bottom: 5px; }
.cc-badge-recommended { background: #dbeafe; color: #1d4ed8; }
.cc-badge-popular     { background: #fef3c7; color: #b45309; }
.cc-badge-trending    { background: #ede9fe; color: #7c3aed; }
.cc-badge-invite      { background: #fce7f3; color: #9d174d; }
.cc-badge-new         { background: #dcfce7; color: #15803d; }
/* card body */
.cc-card-body { flex: 1; display: flex; flex-direction: column; min-width: 0; }
.cc-card-body h4 { font-size: 15px; font-weight: 700; color: var(--text-strong); margin: 0 0 2px; line-height: 1.3; }
.cc-card-tag { font-size: 12px; color: var(--text-soft); margin-bottom: 10px; }
/* feature list */
.cc-feat-heading { font-size: 11.5px; font-weight: 700; color: var(--text-strong); display: block; margin-bottom: 6px; text-transform: uppercase; letter-spacing: .04em; }
.cc-feat-list { list-style: none; padding: 0; margin: 0 0 10px; display: flex; flex-direction: column; gap: 5px; }
.cc-feat-list li { font-size: 12px; color: #444; display: flex; align-items: flex-start; gap: 7px; line-height: 1.4; }
.cc-feat-list li::before { content: "✓"; color: var(--green-primary); font-weight: 700; font-size: 13px; flex-shrink: 0; line-height: 1.35; }
/* cashback box */
.cc-benefit-box { background: #f0faf4; border-left: 3px solid var(--green-primary); border-radius: 0 8px 8px 0; padding: 8px 10px; margin: 0 0 12px; font-size: 11.5px; color: #444; }
.cc-benefit-box strong { color: #155724; font-size: 10.5px; display: block; margin-bottom: 2px; font-weight: 700; text-transform: uppercase; letter-spacing: .05em; }
/* card footer */
.cc-card-footer { display: flex; align-items: center; justify-content: space-between; margin-top: auto; padding-top: 10px; border-top: 1px solid #f0f0f0; gap: 8px; flex-wrap: wrap; }
.cc-annual-fee { font-size: 11px; color: var(--text-soft); line-height: 1.6; }
.cc-annual-fee strong { color: var(--text-strong); }
.cc-apply-btn { display: inline-flex; align-items: center; gap: 5px; padding: 7px 13px; background: var(--green-primary); color: #fff; border: none; border-radius: 8px; font-size: 12.5px; font-weight: 600; cursor: pointer; transition: background .2s; text-decoration: none; flex-shrink: 0; }
.cc-apply-btn:hover { background: var(--green-accent); }
@media(max-width:1100px){ .cc-grid { grid-template-columns: repeat(2, 1fr); } }
@media(max-width:680px){
  .cc-grid { grid-template-columns: 1fr; }
  .cc-tabs { overflow-x: auto; }
}

/* ============================================================
   CTA STRIP
   ============================================================ */
.cta-strip { background: var(--green-primary); border-radius: 20px; padding: 48px; color: #fff; text-align: center; }
.cta-strip h2 { color: #fff; font-size: 34px; font-weight: 700; }
.cta-strip p { color: rgba(255,255,255,.82); font-size: 18px; margin: 12px auto 26px; max-width: 560px; }

/* ============================================================
   FOOTER
   ============================================================ */
.footer { background: var(--aqua); padding: 56px 0 28px; }
.footer-grid { display: grid; grid-template-columns: 1.5fr 1fr 1fr 1fr; gap: 40px; }
.footer p.desc { font-size: 14px; color: var(--text-on-aqua-soft); margin-top: 14px; max-width: 280px; line-height: 1.6; }
.footer-col h4 { font-size: 13px; font-weight: 700; text-transform: uppercase; letter-spacing: .12em; color: var(--green-primary); margin: 0 0 14px; }
.footer-col a { display: block; font-size: 14px; color: var(--text-on-aqua); text-decoration: none; margin-bottom: 10px; }
.footer-col a:hover { text-decoration: underline; }
.footer-legal { max-width: 1180px; margin: 32px auto 0; padding: 20px 40px 0; border-top: 1px solid var(--aqua-deep); }
.footer-disc { font-size: 12px; color: var(--text-on-aqua-soft); line-height: 1.7; }
.footer-bottom { display: flex; justify-content: space-between; gap: 16px; flex-wrap: wrap; margin-top: 18px; font-size: 13px; color: var(--text-on-aqua-soft); }
.footer-bottom a { color: var(--text-on-aqua-soft); }
.footer-bottom .links { display: flex; gap: 18px; flex-wrap: wrap; }

/* ============================================================
   FLOATING CTAS  (call + whatsapp)
   ============================================================ */
.floats { position: fixed; right: 18px; bottom: 18px; z-index: 90; display: flex; flex-direction: column; gap: 12px; }
.float-btn { width: 56px; height: 56px; border-radius: 50%; border: none; cursor: pointer; display: flex; align-items: center; justify-content: center;
  box-shadow: var(--shadow-float); transition: transform .2s ease; text-decoration: none; }
.float-btn:active { transform: scale(.95); }
.float-btn:hover { transform: translateY(-2px); }
.float-btn i, .float-btn svg { width: 26px; height: 26px; }
.float-wa { background: #25D366; color: #fff; }
.float-call { background: var(--brand-lime); color: var(--green-deep); }
.float-call { position: relative; }

/* mobile sticky action bar */
.mobile-bar { display: none; position: fixed; left: 0; right: 0; bottom: 0; z-index: 95; background: var(--white);
  box-shadow: 0 -2px 12px rgba(0,0,0,.10); padding: 10px 14px env(safe-area-inset-bottom); }
.mobile-bar-inner { display: flex; gap: 10px; }
.mobile-bar .btn { flex: 1; }

/* ============================================================
   FORMS + APPLY MODAL
   ============================================================ */
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.field { display: flex; flex-direction: column; gap: 6px; }
.field.full { grid-column: 1 / -1; }
.field label { font-size: 13px; font-weight: 600; color: var(--text-strong); }
.field label .opt { font-weight: 500; color: var(--text-soft); }
.field input, .field select { font-family: var(--font-sans); font-size: 15px; color: var(--text-strong);
  padding: 12px 14px; border: 1px solid var(--input-border); border-radius: var(--radius-input); background: var(--white);
  transition: border-color .15s ease, background .15s ease; width: 100%; }
.field input:focus, .field select:focus { outline: none; border-color: var(--green-accent); background: var(--tint-valid); }
.field input::placeholder { color: #9aa3a0; }
.field .err { font-size: 12px; color: var(--red); display: none; }
.field.invalid input, .field.invalid select { border-color: var(--red); background: var(--tint-invalid); }
.field.invalid .err { display: block; }
.tel-wrap { display: flex; align-items: stretch; }
.tel-wrap .cc { display: inline-flex; align-items: center; padding: 0 12px; border: 1px solid var(--input-border); border-right: none;
  border-radius: var(--radius-input) 0 0 var(--radius-input); background: var(--canvas); font-size: 15px; font-weight: 600; color: var(--text-strong); }
.tel-wrap input { border-radius: 0 var(--radius-input) var(--radius-input) 0; }
.consent { display: flex; gap: 10px; align-items: flex-start; }
.consent input { width: 18px; height: 18px; margin-top: 2px; flex: 0 0 18px; accent-color: var(--green-accent); }
.consent label { font-size: 12.5px; font-weight: 500; color: var(--text-soft); line-height: 1.5; }
.seg { display: flex; gap: 8px; flex-wrap: wrap; }
.seg-opt { flex: 1; min-width: 90px; text-align: center; padding: 11px 10px; border: 1px solid var(--input-border); border-radius: var(--radius-pill);
  font-size: 14px; font-weight: 600; color: var(--text-strong); cursor: pointer; transition: all .15s ease; background: var(--white); }
.seg-opt:hover { border-color: var(--green-accent); }
.seg-opt.sel { background: var(--lime-soft); border-color: var(--brand-lime); color: var(--green-deep); }

/* inline apply card (on loan pages) */
.apply-card { background: var(--white); border-radius: var(--radius-card); box-shadow: var(--shadow-card), 0 18px 40px rgba(0,0,0,.07); padding: 28px; position: relative; overflow: hidden; }
.apply-card h3 { font-size: 22px; font-weight: 700; color: var(--green-primary); }
.apply-card .sub { font-size: 14px; color: var(--text-soft); margin: 4px 0 18px; }

/* modal */
.modal { position: fixed; inset: 0; z-index: 300; display: none; align-items: center; justify-content: center; padding: 20px; }
.modal.open { display: flex; }
.modal-scrim { position: absolute; inset: 0; background: rgba(7,61,40,.45); opacity: 0; transition: opacity .22s ease; }
.modal.open .modal-scrim { opacity: 1; }
.modal-box { position: relative; background: var(--white); border-radius: var(--radius-card); box-shadow: 0 24px 60px rgba(0,0,0,.25);
  width: min(560px, 100%); max-height: 92vh; overflow-y: auto; padding: 30px; transform: translateY(14px) scale(.98); opacity: 0; transition: all .26s var(--ease-expander); }
.modal.open .modal-box { transform: translateY(0) scale(1); opacity: 1; }
.modal-close { position: absolute; top: 14px; right: 14px; background: var(--canvas); border: none; border-radius: 50%; width: 36px; height: 36px;
  cursor: pointer; display: flex; align-items: center; justify-content: center; color: var(--text-strong); }
.modal-close i, .modal-close svg { width: 20px; height: 20px; }
.modal-head h3 { font-size: 23px; font-weight: 700; color: var(--green-primary); }
.modal-head .sub { font-size: 14px; color: var(--text-soft); margin: 4px 0 20px; }

/* ---------- THANK-YOU animation ---------- */
.thanks { display: none; flex-direction: column; align-items: center; text-align: center; padding: 26px 10px 14px; }
.thanks.show { display: flex; animation: thanksIn .5s ease both; }
@keyframes thanksIn { from { opacity: 0; transform: translateY(10px); } to { opacity: 1; transform: none; } }
.check-ring { width: 92px; height: 92px; }
.check-ring circle.bg { fill: var(--aqua); }
.check-ring circle.ring { fill: none; stroke: var(--brand-lime); stroke-width: 4; stroke-linecap: round;
  stroke-dasharray: 264; stroke-dashoffset: 264; transform: rotate(-90deg); transform-origin: 50% 50%;
  animation: ringDraw .6s .05s var(--ease-expander) forwards; }
.check-ring path.tick { fill: none; stroke: var(--green-primary); stroke-width: 6; stroke-linecap: round; stroke-linejoin: round;
  stroke-dasharray: 60; stroke-dashoffset: 60; animation: tickDraw .35s .5s ease forwards; }
@keyframes ringDraw { to { stroke-dashoffset: 0; } }
@keyframes tickDraw { to { stroke-dashoffset: 0; } }
.thanks h3 { font-size: 24px; font-weight: 700; color: var(--green-primary); margin: 18px 0 0; }
.thanks p { font-size: 15px; color: var(--text-soft); line-height: 1.6; margin: 10px 0 0; max-width: 360px; }
.thanks .ref { margin-top: 16px; font-size: 13px; color: var(--text-on-aqua); background: var(--aqua); border-radius: var(--radius-pill); padding: 8px 16px; font-weight: 600; }
.btn .spinner { width: 16px; height: 16px; border: 2px solid rgba(7,61,40,.3); border-top-color: var(--green-deep); border-radius: 50%; animation: spin .7s linear infinite; }
@keyframes spin { to { transform: rotate(360deg); } }
.confetti { position: absolute; top: 0; left: 0; width: 100%; height: 100%; pointer-events: none; overflow: hidden; }
.confetti i { position: absolute; width: 8px; height: 8px; border-radius: 2px; opacity: 0; }
@keyframes cbFall { 0% { opacity: 0; transform: translateY(-10px) rotate(0deg); } 12% { opacity: 1; } 100% { opacity: 0; transform: translateY(320px) rotate(420deg); } }

/* ============================================================
   PAGE HEADER (interior loan pages)
   ============================================================ */
.phead { background: var(--canvas); padding: 52px 0 0; }
.crumb { font-size: 13px; color: var(--text-soft); display: flex; gap: 8px; align-items: center; }
.crumb a { color: var(--text-soft); text-decoration: none; }
.crumb a:hover { color: var(--green-primary); }

/* ---------- rate cards / specs ---------- */
.spec-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; margin-top: 12px; }
.spec { background: var(--white); border-radius: var(--radius-card); box-shadow: var(--shadow-card); padding: 22px; }
.spec .k { font-size: 13px; color: var(--text-soft); font-weight: 600; }
.spec .v { font-size: 26px; font-weight: 700; color: var(--green-primary); letter-spacing: -.01em; margin-top: 4px; }
.spec .n { font-size: 12px; color: var(--text-soft); margin-top: 2px; }

/* checklist */
.checklist { display: grid; grid-template-columns: 1fr 1fr; gap: 14px 28px; margin-top: 8px; }
.checklist .ck { display: flex; gap: 10px; align-items: flex-start; font-size: 15px; color: var(--text-strong); }
.checklist .ck i, .checklist .ck svg { width: 20px; height: 20px; color: var(--green-accent); flex: 0 0 20px; margin-top: 1px; }

/* docs / steps numbered */
.flow { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; margin-top: 12px; }
.flow .n { width: 38px; height: 38px; border-radius: 50%; background: var(--green-primary); color: #fff; font-weight: 700; display: flex; align-items: center; justify-content: center; margin-bottom: 12px; }
.flow b { font-size: 16px; color: var(--text-strong); }
.flow p { font-size: 14px; color: var(--text-soft); margin: 6px 0 0; line-height: 1.5; }

/* FAQ accordion */
.faq { max-width: 820px; }
.qa { border-bottom: 1px solid var(--hairline); }
.qa-q { width: 100%; text-align: left; background: none; border: none; cursor: pointer; padding: 20px 0; display: flex; align-items: center; justify-content: space-between; gap: 16px;
  font-size: 17px; font-weight: 600; color: var(--text-strong); }
.qa-q i.chev { width: 22px; height: 22px; color: var(--green-accent); transition: transform .3s var(--ease-expander); flex: 0 0 22px; }
.qa.open .qa-q i.chev { transform: rotate(180deg); }
.qa-a { max-height: 0; overflow: hidden; transition: max-height .3s var(--ease-expander); }
.qa-a-inner { padding: 0 0 20px; font-size: 15px; color: var(--text-soft); line-height: 1.65; max-width: 720px; }

/* compare table */
.cmp { width: 100%; border-collapse: collapse; background: var(--white); border-radius: var(--radius-card); overflow: hidden; box-shadow: var(--shadow-card); }
.cmp th, .cmp td { text-align: left; padding: 16px 18px; font-size: 14px; border-bottom: 1px solid var(--hairline); }
.cmp th { background: var(--aqua); color: var(--green-primary); font-weight: 700; font-size: 13px; }
.cmp td.bank-cell { font-weight: 700; color: var(--text-strong); }
.cmp tr:last-child td { border-bottom: none; }
.cmp .rate-cell { color: var(--green-accent); font-weight: 700; }
/* lender cell with logo */
.lender { display:inline-flex; align-items:center; gap:11px; }
.lender-logo { height:34px; width:auto; flex:0 0 auto; }
.lender > span { font-weight:700; color:var(--text-strong); white-space:nowrap; }

/* coming soon */
.soon { min-height: 56vh; display: flex; align-items: center; justify-content: center; text-align: center; padding: 60px 20px; }
.soon-inner { max-width: 520px; }
.soon-ic { width: 76px; height: 76px; border-radius: 50%; background: var(--lime-soft); display: flex; align-items: center; justify-content: center; margin: 0 auto 22px; }
.soon-ic i, .soon-ic svg { width: 36px; height: 36px; color: var(--green-primary); }

/* generic two-col */
.two { display: grid; grid-template-columns: 1.05fr .95fr; gap: 48px; align-items: start; }
.stack-gap > * + * { margin-top: 16px; }

/* ============================================================
   RESPONSIVE
   ============================================================ */
@media (max-width: 980px) {
  .wrap { padding-inline: 24px; }
  .hero-grid, .two { grid-template-columns: 1fr; gap: 36px; }
  .band .two, .band-grid { grid-template-columns: 1fr; }
  .prod-grid, .tools-grid, .why-grid { grid-template-columns: repeat(2, 1fr); }
  .rev-grid { grid-template-columns: 1fr; }
  .spec-grid { grid-template-columns: repeat(2, 1fr); }
  .flow { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 28px; }
  .h-hero { font-size: 44px; }
  .h-sec { font-size: 30px; }
  .nav-links, .nav-tel, .lang-toggle, .nav-download-btn { display: none; }
  .hamburger { display: inline-flex; }
  .band-img { order: -1; }
}
@media (max-width: 600px) {
  .wrap { padding-inline: 18px; }
  .section { padding-block: 48px; }
  .band { padding-block: 48px; }
  .hero { padding: 36px 0 48px; }
  .h-hero { font-size: 36px; }
  .h-sec { font-size: 26px; }
  .prod-grid, .tools-grid, .why-grid, .spec-grid, .flow, .checklist, .form-grid, .footer-grid { grid-template-columns: 1fr; }
  .topstrip { font-size: 12px; }
  .topstrip .btn { display: none; }
  .cta-strip { padding: 32px 20px; }
  .cta-strip h2 { font-size: 26px; }
  .modal-box { padding: 22px; }
  .floats { display: none; }
  .mobile-bar { display: block; }
  body { padding-bottom: 70px; }
  .nav-inner { height: 64px; padding: 0 18px; }
  .reviews-head { justify-content: flex-start; }
}
@media (prefers-reduced-motion: reduce) {
  * { animation-duration: .001s !important; transition-duration: .001s !important; }
  .check-ring circle.ring, .check-ring path.tick { stroke-dashoffset: 0 !important; }
}

/* ============================================================
   v2 ADDITIONS — dropdowns, lang toggle, why-choose, cookies,
   video testimonials, policy pages, 5-col footer
   ============================================================ */

/* language toggle in nav */
.lang-toggle { display:inline-flex; align-items:center; border:1px solid var(--input-border); border-radius:50px; overflow:hidden; flex-shrink:0; }
.lang-toggle button { background:transparent; border:none; cursor:pointer; font-family:var(--font-sans); font-size:12px; font-weight:700; color:var(--text-soft); padding:5px 9px; transition:all .15s ease; white-space:nowrap; }
.lang-toggle button.on { background:var(--green-primary); color:#fff; }

/* product mega-dropdown (wider, single col with icons) */
.nav-drop.compact { min-width: 280px; }
.nav-drop.compact .nav-drop-grid { grid-template-columns: 1fr; }

/* 5-column footer */
.footer-grid.cols5 { grid-template-columns: 1.5fr 1fr 1fr 1fr 1fr; }
@media (max-width: 980px){ .footer-grid.cols5 { grid-template-columns: 1fr 1fr; } }
@media (max-width: 600px){ .footer-grid.cols5 { grid-template-columns: 1fr; } }

/* ---------- WHY CHOOSE US (full box, ref screenshot — not a copy) ---------- */
.whybox { background: linear-gradient(120deg,#eef4ff 0%, #f3f0fb 100%); border-radius: 20px; padding: 30px; display:grid; grid-template-columns: .85fr 1.4fr; gap: 28px; align-items:center; }
.whybox-left .ribbon { display:inline-block; background: var(--green-primary); color:#fff; font-weight:800; font-size:13px; letter-spacing:.02em; padding:8px 18px 8px 14px; border-radius:6px 14px 14px 6px; position:relative; margin-bottom:18px; }
.whybox-left h3 { font-size: 26px; font-weight: 800; color: var(--text-strong); letter-spacing:-.01em; margin: 0 0 18px; }
.whypoint { display:flex; align-items:flex-start; gap:12px; margin-bottom:14px; font-size:16px; color:var(--text-strong); }
.whypoint .tick { width:24px; height:24px; flex:0 0 24px; border-radius:50%; background:var(--brand-lime); display:flex; align-items:center; justify-content:center; margin-top:1px; }
.whypoint .tick i { width:15px; height:15px; color:var(--green-deep); }
.whypoint b { font-weight:800; }
.vt-rail { display:flex; gap:16px; overflow-x:auto; padding-bottom:8px; scroll-snap-type:x mandatory; }
.vt-rail::-webkit-scrollbar { height:6px; } .vt-rail::-webkit-scrollbar-thumb { background:#cfd6e6; border-radius:50px; }
.vt-card { flex:0 0 230px; background:var(--white); border-radius:14px; box-shadow:var(--shadow-card); overflow:hidden; scroll-snap-align:start; }
.vt-thumb { position:relative; height:150px; background:#0f1c2e; overflow:hidden; }
.vt-thumb image-slot, .vt-thumb .ph { position:absolute; inset:0; width:100%; height:100%; }
.vt-thumb .ph { background:linear-gradient(135deg,#1b2b44,#33455f); display:flex; align-items:flex-end; }
.vt-quote { position:absolute; top:12px; left:12px; right:12px; color:#fff; font-size:13px; font-weight:700; line-height:1.35; text-shadow:0 1px 6px rgba(0,0,0,.5); z-index:2; }
.vt-play { position:absolute; left:12px; bottom:12px; display:inline-flex; align-items:center; gap:8px; background:#fff; border:none; border-radius:50px; padding:7px 14px 7px 8px; cursor:pointer; font-weight:700; font-size:13px; color:var(--text-strong); z-index:2; box-shadow:0 2px 8px rgba(0,0,0,.25); }
.vt-play .pic { width:24px; height:24px; border-radius:50%; background:#2a6fdb; display:flex; align-items:center; justify-content:center; }
.vt-play .pic i { width:13px; height:13px; color:#fff; }
.vt-foot { padding:12px 14px; display:flex; align-items:center; gap:8px; font-size:13px; }
.vt-foot b { color:var(--text-strong); } .vt-foot span { color:var(--text-soft); }
.vt-foot .sep { color:var(--input-border); }
@media (max-width: 820px){ .whybox { grid-template-columns:1fr; } }

/* subtle why-choose strip (every page, above footer) */
.whystrip { background: var(--white); border-top:1px solid var(--hairline); }
.whystrip-inner { display:flex; align-items:center; justify-content:center; gap:30px; flex-wrap:wrap; padding:20px 0; }
.whystrip .wp { display:inline-flex; align-items:center; gap:9px; font-size:14px; font-weight:600; color:var(--text-strong); }
.whystrip .wp i { width:18px; height:18px; color:var(--green-accent); }
.whystrip .wlabel { font-size:12px; font-weight:800; text-transform:uppercase; letter-spacing:.13em; color:var(--green-primary); }

/* ---------- COOKIE BANNER ---------- */
.cookie { position:fixed; left:14px; right:14px; bottom:14px; z-index:150; background:var(--ink); color:#fff; border-radius:16px; box-shadow:0 14px 40px rgba(0,0,0,.35); padding:20px 24px; display:none; }
.cookie.show { display:block; animation: ckslide .35s var(--ease-expander) both; }
@keyframes ckslide { from { opacity:0; transform:translateY(20px); } to { opacity:1; transform:none; } }
.cookie-inner { max-width:1180px; margin:0 auto; display:flex; align-items:center; gap:24px; flex-wrap:wrap; }
.cookie-txt { flex:1; min-width:260px; font-size:13.5px; color:rgba(255,255,255,.82); line-height:1.6; }
.cookie-txt b { color:#fff; display:block; font-size:15px; margin-bottom:4px; }
.cookie-txt a { color:var(--brand-lime); text-decoration:underline; }
.cookie-actions { display:flex; gap:10px; flex-wrap:wrap; }
.cookie-actions .btn-sm { padding:9px 18px; }
.cookie .btn-rej { background:transparent; color:#fff; border:1px solid rgba(255,255,255,.4); }
.cookie .btn-rej:hover { background:rgba(255,255,255,.08); }
@media (max-width:600px){ .floats { /* keep above cookie */ } .cookie { bottom:80px; } }

/* cookie settings modal (simple) */
.ck-modal { position:fixed; inset:0; z-index:320; display:none; align-items:center; justify-content:center; padding:20px; }
.ck-modal.open { display:flex; }
.ck-modal .modal-scrim { position:absolute; inset:0; background:rgba(7,61,40,.45); }
.ck-box { position:relative; background:#fff; border-radius:var(--radius-card); max-width:480px; width:100%; padding:28px; box-shadow:0 24px 60px rgba(0,0,0,.25); }
.ck-row { display:flex; align-items:flex-start; justify-content:space-between; gap:14px; padding:14px 0; border-bottom:1px solid var(--hairline); }
.ck-row:last-of-type { border-bottom:none; }
.ck-row b { font-size:15px; color:var(--text-strong); } .ck-row p { font-size:13px; color:var(--text-soft); margin:3px 0 0; }
.switch { position:relative; width:44px; height:26px; flex:0 0 44px; }
.switch input { opacity:0; width:0; height:0; }
.switch .sl { position:absolute; inset:0; background:var(--input-border); border-radius:50px; transition:.2s; cursor:pointer; }
.switch .sl::before { content:""; position:absolute; width:20px; height:20px; left:3px; top:3px; background:#fff; border-radius:50%; transition:.2s; }
.switch input:checked + .sl { background:var(--green-accent); }
.switch input:checked + .sl::before { transform:translateX(18px); }
.switch input:disabled + .sl { opacity:.55; cursor:not-allowed; }

/* ---------- POLICY / ARTICLE pages ---------- */
.doc { max-width: 820px; }
.doc h2 { font-size:24px; font-weight:700; color:var(--green-primary); margin:36px 0 12px; }
.doc h3 { font-size:18px; font-weight:700; color:var(--text-strong); margin:24px 0 8px; }
.doc p { font-size:16px; color:var(--text-strong); line-height:1.7; margin:0 0 14px; }
.doc ul { margin:0 0 16px; padding-left:0; list-style:none; }
.doc ul li { position:relative; padding-left:26px; font-size:16px; color:var(--text-strong); line-height:1.7; margin-bottom:8px; }
.doc ul li::before { content:""; position:absolute; left:6px; top:11px; width:7px; height:7px; border-radius:50%; background:var(--brand-lime); }
.doc .ph-note { background:var(--gold-lightest); border-left:3px solid var(--gold); border-radius:4px; padding:14px 16px; font-size:14px; color:var(--text-rewards); margin:10px 0 18px; }
.doc-toc { background:var(--white); border-radius:var(--radius-card); box-shadow:var(--shadow-card); padding:22px; position:sticky; top:96px; }
.doc-toc h4 { font-size:12px; font-weight:800; text-transform:uppercase; letter-spacing:.12em; color:var(--green-primary); margin:0 0 12px; }
.doc-toc a { display:block; font-size:14px; color:var(--text-strong); text-decoration:none; padding:7px 0; border-bottom:1px solid var(--hairline); }
.doc-toc a:last-child { border-bottom:none; }
.doc-toc a:hover { color:var(--green-accent); }
.doc-layout { display:grid; grid-template-columns: 260px 1fr; gap:40px; align-items:start; }
@media (max-width:900px){ .doc-layout { grid-template-columns:1fr; } .doc-toc { position:static; } }

/* article/seo */
.art-hero { background:var(--aqua); padding:48px 0; }
.art-meta { display:flex; gap:14px; align-items:center; font-size:13px; color:var(--text-on-aqua-soft); margin-top:14px; }
.art-body { max-width:760px; }
.art-body h2 { font-size:26px; color:var(--green-primary); font-weight:700; margin:34px 0 12px; }
.art-body p { font-size:17px; line-height:1.75; color:var(--text-strong); margin:0 0 16px; }
.art-body ul { padding-left:0; list-style:none; margin:0 0 18px; }
.art-body ul li { position:relative; padding-left:28px; font-size:17px; line-height:1.7; margin-bottom:10px; color:var(--text-strong); }
.art-body ul li::before { content:""; position:absolute; left:4px; top:11px; width:8px; height:8px; border-radius:3px; background:var(--brand-lime); }
.art-cta { background:var(--canvas); border-radius:var(--radius-card); padding:24px; margin:26px 0; display:flex; align-items:center; gap:20px; flex-wrap:wrap; box-shadow:var(--shadow-card); }
.art-cta .t { flex:1; min-width:220px; } .art-cta .t b { font-size:18px; color:var(--green-primary); }
.guide-grid { display:grid; grid-template-columns:repeat(3,1fr); gap:22px; margin-top:32px; }
.guide-card { background:var(--white); border-radius:var(--radius-card); box-shadow:var(--shadow-card); overflow:hidden; text-decoration:none; color:inherit; display:flex; flex-direction:column; transition:transform .2s ease; }
.guide-card:hover { transform:translateY(-4px); text-decoration:none; }
.guide-top { height:8px; background:linear-gradient(90deg,var(--green-accent),var(--brand-lime)); }
.guide-card .gc-body { padding:22px; }
.guide-card .tag { font-size:12px; font-weight:800; text-transform:uppercase; letter-spacing:.1em; color:var(--green-accent); }
.guide-card h3 { font-size:19px; font-weight:700; color:var(--text-strong); margin:8px 0 8px; line-height:1.3; }
.guide-card p { font-size:14px; color:var(--text-soft); margin:0; line-height:1.55; }
@media (max-width:900px){ .guide-grid { grid-template-columns:1fr 1fr; } }
@media (max-width:600px){ .guide-grid { grid-template-columns:1fr; } }

/* RTL/HI helpers — keep Devanagari readable */
html[lang="hi"] body { letter-spacing: 0; }
html[lang="hi"] .h-hero, html[lang="hi"] .h-sec, html[lang="hi"] .display { letter-spacing: 0; }

/* ============================================================
   v3 — brand lockup, taglines, premium UX, trust restyle
   ============================================================ */

/* brand wordmark with smaller .com (used where text brand is needed) */
.brandmark { display:inline-flex; flex-direction:column; line-height:1.05; }
.bm-name { font-weight:800; letter-spacing:-.02em; color:var(--green-primary); font-size:1em; }
.bm-tld { font-size:.62em; font-weight:700; color:var(--green-accent); vertical-align:baseline; }
.bm-tag { font-size:.5em; font-weight:600; letter-spacing:.02em; color:var(--text-soft); font-style:italic; }

/* nav logo lockup + tagline */
.nav-logo.lockup { display:flex; flex-direction:column; align-items:flex-start; gap:1px; text-decoration:none; }
.nav-tagline { font-size:10px; font-weight:600; font-style:italic; letter-spacing:.01em; color:var(--green-accent); white-space:nowrap; line-height:1; }
@media (max-width:1080px){ .nav-tagline { display:none; } }

/* footer tagline */
.footer-tagline { font-size:14px; font-weight:700; font-style:italic; color:var(--green-primary); margin:12px 0 0; letter-spacing:.01em; }

/* hero tagline chip */
.hero-tagline { display:inline-flex; align-items:center; gap:8px; font-size:15px; font-weight:700; font-style:italic; color:var(--green-accent); margin-top:14px; }
.hero-tagline::before { content:""; width:22px; height:2px; border-radius:2px; background:var(--brand-lime); }

/* ---------- trust strip: broad network, no named banks ---------- */
.trust-net { display:flex; align-items:center; justify-content:center; gap:18px; flex-wrap:wrap; text-align:center; }
.trust-net .tn-icons { display:inline-flex; gap:8px; }
.trust-net .tn-icons span { width:34px; height:34px; border-radius:50%; background:var(--lime-soft); display:inline-flex; align-items:center; justify-content:center; }
.trust-net .tn-icons span i, .trust-net .tn-icons span svg { width:18px; height:18px; color:var(--green-primary); }
.trust-net .tn-text { text-align:left; }
.trust-net .tn-text b { display:block; font-size:18px; font-weight:800; color:var(--green-primary); letter-spacing:-.01em; }
.trust-net .tn-text span { font-size:13px; color:var(--text-soft); font-weight:600; }
.trust-net .tn-sep { width:1px; height:34px; background:var(--hairline); }
.trust-net .tn-badge { display:inline-flex; align-items:center; gap:7px; font-size:13px; font-weight:700; color:var(--text-strong); }
.trust-net .tn-badge i, .trust-net .tn-badge svg { width:17px; height:17px; color:var(--green-accent); }
@media (max-width:600px){ .trust-net .tn-sep { display:none; } }

/* ---------- scroll reveal ---------- */
.cb-anim .reveal { opacity:0; transform:translateY(22px); transition:opacity .6s cubic-bezier(.25,.46,.45,.94), transform .6s cubic-bezier(.25,.46,.45,.94); will-change:opacity, transform; }
.cb-anim .reveal.in { opacity:1; transform:none; }

/* ---------- interaction polish (hover/press) ---------- */
.btn { transition: background .2s ease, color .2s ease, border-color .2s ease, transform .12s ease, box-shadow .2s ease; }
.btn-filled:hover { box-shadow: 0 6px 18px rgba(154,239,94,.45); transform: translateY(-1px); }
.btn-black:hover, .btn-outline:hover, .btn-white:hover { transform: translateY(-1px); }
.prod, .why, .tool, .guide-card, .card { transition: transform .22s cubic-bezier(.25,.46,.45,.94), box-shadow .22s ease; }
.why:hover, .spec:hover { transform: translateY(-4px); box-shadow: var(--shadow-card), 0 14px 30px rgba(0,0,0,.08); }
.float-btn { transition: transform .2s ease, box-shadow .2s ease; }
.float-btn:hover { transform: translateY(-3px) scale(1.04); }
.nav-link::after { content:""; display:block; height:2px; width:0; background:var(--brand-lime); border-radius:2px; transition:width .22s ease; margin-top:2px; }
.nav-link:hover::after, .nav-link.current::after { width:100%; }
a.prod:hover .go i, a.tool:hover .go i { transform: translateX(3px); }
.go i { transition: transform .2s ease; }
@media (prefers-reduced-motion: reduce) {
  .cb-anim .reveal { opacity:1 !important; transform:none !important; }
  .btn-filled:hover, .btn:hover, .why:hover, .spec:hover, .float-btn:hover { transform:none !important; }
}

/* ============================================================
   v5 — subtle motion graphics (reduced-motion safe)
   ============================================================ */
@media (prefers-reduced-motion: no-preference) {
  /* hero cards breathe gently */
  .cb-anim .hero .emi, .cb-anim .hero .elig-card { animation: cbFloat 7s ease-in-out infinite; }
  @keyframes cbFloat { 0%,100% { transform: translateY(0); } 50% { transform: translateY(-7px); } }

  /* aspiration medallion: slow rotating ceremony ring */
  .goal .medal::after { animation: cbRingSpin 22s linear infinite; }
  @keyframes cbRingSpin { to { transform: rotate(360deg); } }

  /* floating action buttons: soft attention halo */
  .float-wa { animation: cbHalo 2.8s ease-out infinite; }
  @keyframes cbHalo {
    0% { box-shadow: var(--shadow-float), 0 0 0 0 rgba(37,211,102,.45); }
    70% { box-shadow: var(--shadow-float), 0 0 0 14px rgba(37,211,102,0); }
    100% { box-shadow: var(--shadow-float), 0 0 0 0 rgba(37,211,102,0); }
  }

  /* primary CTA: occasional gentle shine sweep */
  .btn-filled { position: relative; overflow: hidden; }
  .btn-filled::after {
    content: ""; position: absolute; top: 0; left: -60%; width: 40%; height: 100%;
    background: linear-gradient(100deg, transparent, rgba(255,255,255,.55), transparent);
    transform: skewX(-18deg); animation: cbShine 5.5s ease-in-out infinite; pointer-events: none;
  }
  @keyframes cbShine { 0%,72% { left: -60%; } 86% { left: 130%; } 100% { left: 130%; } }

  /* trust + tool icons subtle lift on the in-view reveal */
  .cb-anim .trust-net .tn-icons span { transition: transform .3s var(--ease-expander); }
  .cb-anim .trust.in .tn-icons span:nth-child(2) { transform: translateY(-3px); }

  /* eligibility check ring already animates; add a gentle scale-in on the medal icons */
  .goal .medal i, .goal .medal svg { transition: transform .3s var(--ease-expander); }
  .goal:hover .medal i, .goal:hover .medal svg { transform: scale(1.12); }
}

/* ============================================================
   v4 — founder/expert box, aspiration band, currency accents
   ============================================================ */

/* lender cell (loan pages share with compare) */
.cmp .lender { display:inline-flex; align-items:center; gap:10px; }

/* ---------- Directly from the Founder ---------- */
.founder { background:linear-gradient(120deg,#eef4ff 0%, var(--aqua) 100%); border:1px solid hsl(204 40% 88%); border-radius:20px; padding:38px 40px; position:relative; overflow:hidden; }
.founder .quote-mark { position:absolute; top:18px; right:30px; font-family:Georgia, 'Times New Roman', serif; font-size:120px; line-height:1; color:#bcd3f5; opacity:.6; pointer-events:none; user-select:none; }
.founder .f-kicker { display:inline-flex; align-items:center; gap:8px; font-size:13px; font-weight:800; letter-spacing:.12em; text-transform:uppercase; color:var(--green-primary); }
.founder h3 { font-family:var(--font-serif), Georgia, serif; font-size:30px; font-weight:700; color:var(--text-strong); letter-spacing:-.01em; margin:10px 0 18px; }
.founder .f-msg { font-size:18px; line-height:1.7; color:var(--text-strong); max-width:760px; margin:0; }
.founder .f-who { display:flex; align-items:center; gap:14px; margin-top:26px; }
.founder .f-photo { width:60px; height:60px; flex:0 0 60px; border-radius:50%; overflow:hidden; box-shadow:0 2px 8px rgba(0,0,0,.18); background:var(--green-primary); object-fit:cover; display:block; }
.founder .f-name { display:flex; align-items:center; gap:8px; font-size:17px; font-weight:800; color:var(--text-strong); }
.founder .f-name .li { display:inline-flex; width:20px; height:20px; border-radius:4px; background:#0a66c2; color:#fff; align-items:center; justify-content:center; font-size:11px; font-weight:800; text-decoration:none; }
.founder .f-role { font-size:14px; color:var(--text-soft); font-style:italic; margin-top:2px; }
@media (max-width:600px){ .founder { padding:28px 22px; } .founder h3 { font-size:24px; } .founder .f-msg { font-size:16px; } .founder .quote-mark { font-size:80px; top:8px; right:18px; } }

/* ---------- aspiration band (premium iconography) ---------- */
.goals { display:grid; grid-template-columns:repeat(5,1fr); gap:18px; margin-top:36px; }
.goal { text-align:center; }
.goal .medal { width:84px; height:84px; margin:0 auto 14px; border-radius:50%; background:var(--white); box-shadow:var(--shadow-card); display:flex; align-items:center; justify-content:center; position:relative; transition:transform .22s cubic-bezier(.25,.46,.45,.94), box-shadow .22s ease; }
.goal .medal::after { content:""; position:absolute; inset:-6px; border-radius:50%; border:1.5px dashed var(--brand-lime); opacity:.55; }
.goal:hover .medal { transform:translateY(-4px); box-shadow:var(--shadow-card), 0 12px 26px rgba(0,0,0,.10); }
.goal .medal i, .goal .medal svg { width:34px; height:34px; color:var(--green-primary); }
.goal b { display:block; font-size:16px; color:var(--text-strong); font-weight:700; }
.goal span { display:block; font-size:13px; color:var(--text-soft); margin-top:3px; line-height:1.45; }
@media (max-width:900px){ .goals { grid-template-columns:repeat(3,1fr); gap:24px 16px; } }
@media (max-width:520px){ .goals { grid-template-columns:repeat(2,1fr); } }

/* subtle currency accent (decorative, performant) */
.rupee-accent { position:relative; }
.rupee-accent::before { content:"₹"; position:absolute; font-family:var(--font-sans); font-weight:800; color:var(--green-primary); opacity:.05; font-size:240px; line-height:1; top:-30px; right:2%; pointer-events:none; user-select:none; z-index:0; }
.rupee-accent > * { position:relative; z-index:1; }
@media (max-width:700px){ .rupee-accent::before { font-size:150px; } }

/* Honeypot � invisible to real users, bots fill it ? server drops submission */
.hp-field { position:absolute; left:-9999px; top:-9999px; width:1px; height:1px; overflow:hidden; opacity:0; pointer-events:none; }

/* ---------------------------------------------------------------
   QB QUICK-APPLY POPUP  (Paisabazaar-style multi-step lead form)
   --------------------------------------------------------------- */

/* Overlay wrapper � fixed, full-screen, hidden by default */
.qb-popup {
  position: fixed; inset: 0; z-index: 9000;
  display: none; align-items: flex-end; justify-content: center;
  font-family: var(--font-sans);
}
.qb-popup.open { display: flex; }

/* Dark translucent scrim */
.qb-scrim {
  position: absolute; inset: 0;
  background: rgba(0,0,0,.52);
  animation: qbFadeIn .22s ease both;
  pointer-events: none; /* non-cancellable — clicking backdrop does nothing */
  cursor: default;
}

/* The white card that slides up from the bottom */
.qb-box {
  position: relative; z-index: 1;
  background: #fff;
  border-radius: 20px 20px 0 0;
  width: 100%; max-width: 520px;
  max-height: 90dvh; overflow-y: auto;
  padding: 0 0 32px;
  box-shadow: 0 -8px 40px rgba(0,0,0,.18);
  animation: qbSlideUp .3s cubic-bezier(.25,.46,.45,.94) both;
  overscroll-behavior: contain;
}
@media (min-width:600px) {
  .qb-popup { align-items: center; }
  .qb-box { border-radius: 20px; max-height: 88dvh; }
}

/* Header strip */
.qb-header {
  display: flex; align-items: center; justify-content: space-between;
  padding: 18px 20px 14px;
  border-bottom: 1px solid #f0f0f0;
  position: sticky; top: 0; background: #fff; z-index: 2;
}
.qb-brand { display: flex; flex-direction: column; gap: 1px; }
.qb-brand-name {
  font-size: 15px; font-weight: 800; color: var(--green-primary);
  letter-spacing: -.3px;
}
.qb-brand-tag { font-size: 11px; color: #888; }
.qb-close {
  width: 32px; height: 32px; border-radius: 50%;
  border: 1.5px solid #e0e0e0; background: #fafafa;
  cursor: pointer; display: flex; align-items: center; justify-content: center;
  transition: background .15s;
}
.qb-close:hover { background: #f0f0f0; }
.qb-close i, .qb-close svg { width: 16px; height: 16px; color: #555; }

/* Thin progress bar — hidden for single-step form */
.qb-progress {
  display: none;
}
.qb-progress-fill {
  height: 100%; background: var(--brand-lime);
  transition: width .35s ease;
}

/* Step counter — hidden for single-step form */
.qb-step-counter {
  display: none;
}

/* Content area */
.qb-content { padding: 16px 20px 0; }
.qb-step-title {
  display: none;
}

/* Tile grid (step 1 � loan/insurance/card type picker) */
.qb-tiles {
  display: grid; grid-template-columns: repeat(2,1fr); gap: 10px;
  margin-bottom: 16px;
}
@media (min-width:420px) { .qb-tiles { grid-template-columns: repeat(3,1fr); } }
.qb-tile {
  border: 1.5px solid #e8e8e8; border-radius: 12px;
  padding: 14px 10px 12px; text-align: center; cursor: pointer;
  transition: border-color .15s, background .15s, transform .12s;
  user-select: none;
}
.qb-tile:hover { border-color: var(--green-accent); background: #f4fdf8; }
.qb-tile.sel {
  border-color: var(--green-primary); background: #e8f5ed;
}
.qb-tile i, .qb-tile svg {
  width: 26px; height: 26px; color: var(--green-primary);
  margin-bottom: 6px; display: block; margin-inline: auto;
}
.qb-tile span { font-size: 12px; font-weight: 600; color: #333; display: block; }

/* Amount/tenure range slider (step 2) */
.qb-slider-wrap { margin-bottom: 16px; }
.qb-slider-val {
  font-size: 22px; font-weight: 800; color: var(--green-primary);
  margin-bottom: 8px; display: block;
}
input.qb-range {
  width: 100%; accent-color: var(--green-primary); display: block;
}
.qb-slider-labels {
  display: flex; justify-content: space-between;
  font-size: 11px; color: #aaa; margin-top: 4px;
}

/* Lead form (final step) */
.qb-form-inner { display: grid; gap: 12px; margin-bottom: 8px; }
.qb-form-inner .field { display: flex; flex-direction: column; gap: 4px; }
.qb-form-inner .field.full { grid-column: 1 / -1; }
.qb-form-inner label { font-size: 12px; font-weight: 600; color: #555; }
.qb-form-inner input,
.qb-form-inner select {
  border: 1.5px solid #ddd; border-radius: 9px;
  padding: 10px 12px; font-size: 14px; font-family: var(--font-sans);
  outline: none; transition: border-color .15s;
  background: #fff; color: #111; width: 100%;
}
.qb-form-inner input:focus,
.qb-form-inner select:focus { border-color: var(--green-primary); }
.qb-form-inner .tel-wrap {
  display: flex; align-items: center;
  border: 1.5px solid #ddd; border-radius: 9px; overflow: hidden;
  transition: border-color .15s;
}
.qb-form-inner .tel-wrap:focus-within { border-color: var(--green-primary); }
.qb-form-inner .tel-wrap .cc {
  padding: 0 10px; font-size: 13px; font-weight: 600;
  color: #555; background: #f7f7f7; border-right: 1px solid #ddd;
  height: 100%; display: flex; align-items: center; white-space: nowrap;
  line-height: 42px;
}
.qb-form-inner .tel-wrap input {
  border: none; border-radius: 0; flex: 1; padding: 10px 12px;
}
.qb-form-inner .err {
  display: none; font-size: 11px; color: #d32f2f; font-weight: 500;
}
.qb-form-inner .field.invalid .err { display: block; }
.qb-form-inner .field.invalid input,
.qb-form-inner .field.invalid select { border-color: #d32f2f; }

/* Segmented selector (employment type) */
.qb-seg { display: flex; gap: 6px; flex-wrap: wrap; }
.qb-seg .seg-opt {
  border: 1.5px solid #e0e0e0; border-radius: 20px;
  padding: 6px 14px; font-size: 12px; font-weight: 600; cursor: pointer;
  transition: border-color .12s, background .12s; color: #444;
  user-select: none;
}
.qb-seg .seg-opt.sel {
  border-color: var(--green-primary); background: #e8f5ed; color: var(--green-primary);
}

/* Consent checkbox row */
.qb-form-inner .consent {
  display: flex; align-items: flex-start; gap: 8px;
}
.qb-form-inner .consent input[type=checkbox] {
  width: 16px; height: 16px; min-width: 16px; margin-top: 2px;
  accent-color: var(--green-primary); border: none; padding: 0;
}
.qb-form-inner .consent label {
  font-size: 11px; color: #777; font-weight: 400; line-height: 1.5;
}

/* CTA row */
.qb-actions {
  display: flex; align-items: center; justify-content: flex-end;
  gap: 10px; margin-top: 16px;
}
.qb-actions .btn { min-width: 100px; }

/* Disclaimer line */
.qb-disclaimer { font-size: 11px; color: #aaa; margin-top: 14px; line-height: 1.6; }
.qb-disclaimer a { color: var(--green-accent); text-decoration: underline; }

/* Success / thank-you screen */
.qb-thanks {
  display: none; text-align: center;
  padding: 32px 24px 8px; animation: qbFadeIn .3s ease both;
}
.qb-thanks.show { display: block; }

/* Animated tick ring */
.check-ring { width: 72px; height: 72px; display: block; margin: 0 auto 16px; }
.check-ring .bg   { fill: #e8f5ed; }
.check-ring .ring { fill: none; stroke: var(--green-primary); stroke-width: 4;
  stroke-dasharray: 264; stroke-dashoffset: 264;
  animation: drawRing .5s .1s ease forwards; }
.check-ring .tick { fill: none; stroke: var(--green-primary); stroke-width: 5;
  stroke-linecap: round; stroke-linejoin: round;
  stroke-dasharray: 60; stroke-dashoffset: 60;
  animation: drawTick .35s .55s ease forwards; }
@keyframes drawRing { to { stroke-dashoffset: 0; } }
@keyframes drawTick { to { stroke-dashoffset: 0; } }

.qb-thanks h3 { font-size: 22px; font-weight: 800; color: #111; margin: 0 0 8px; }
.qb-thanks p  { font-size: 14px; color: #555; line-height: 1.6; margin: 0 0 20px; }
.qb-ref { font-size: 11px; color: #aaa; margin-bottom: 16px; }

/* Trust nudge (shown on step 1) */
.qb-trust-nudge {
  font-size: 11px; color: #888; text-align: center;
  padding: 8px 0 0; border-top: 1px solid #f5f5f5; margin-top: 4px;
}
.qb-trust-nudge b { color: var(--green-primary); }

/* Sticky bottom apply bar */
.cb-sticky-bar {
  position: fixed; bottom: 0; left: 0; right: 0; z-index: 800;
  background: var(--green-primary); color: #fff;
  display: flex; align-items: center; justify-content: space-between;
  padding: 12px 20px; gap: 12px;
  box-shadow: 0 -4px 20px rgba(0,0,0,.18);
  transform: translateY(100%); transition: transform .35s ease;
}
.cb-sticky-bar.visible { transform: translateY(0); }
.cb-sticky-bar .sb-label { font-size: 14px; font-weight: 700; }
.cb-sticky-bar .sb-sub   { font-size: 11px; opacity: .8; }
.cb-sticky-bar .btn { white-space: nowrap; flex-shrink: 0;
  background: var(--brand-lime); color: var(--green-primary);
  border: none; padding: 8px 18px; border-radius: 8px;
  font-weight: 800; cursor: pointer; font-size: 13px; }

/* Animations */
@keyframes qbFadeIn  { from { opacity: 0; } to { opacity: 1; } }
@keyframes qbSlideUp { from { transform: translateY(60px); opacity: 0; }
                       to   { transform: translateY(0);    opacity: 1; } }

/* -- QB Step subtitle --------------------------------------- */
.qb-step-subtitle {
  font-size: 13px; color: #777; margin: -8px 0 16px;
  line-height: 1.55; display: block;
}

/* -- Eligibility Preview Card ------------------------------ */
.qb-preview-wrap { }

.qb-preview-card {
  background: linear-gradient(135deg, #073d27 0%, #0c7a4e 100%);
  border-radius: 16px; padding: 22px 20px 18px; margin-bottom: 14px;
  color: #fff; position: relative; overflow: hidden;
}
.qb-preview-card::before {
  content: "\20B9"; position: absolute; right: -8px; top: -18px;
  font-size: 130px; font-weight: 900; color: rgba(255,255,255,.05);
  line-height: 1; pointer-events: none; user-select: none;
}
.qb-preview-label {
  font-size: 10px; font-weight: 700; letter-spacing: 1px;
  text-transform: uppercase; color: rgba(255,255,255,.65); margin-bottom: 5px;
}
.qb-preview-range {
  font-size: 26px; font-weight: 900; color: #9AEF5E;
  line-height: 1.1; margin-bottom: 14px; letter-spacing: -.5px;
}
.qb-preview-meta {
  display: flex; gap: 16px; margin-bottom: 14px;
  border-top: 1px solid rgba(255,255,255,.12);
  padding-top: 12px;
}
.qb-preview-stat { flex: 1; }
.stat-label {
  display: block; font-size: 9px; text-transform: uppercase;
  letter-spacing: .5px; color: rgba(255,255,255,.55); margin-bottom: 3px;
}
.stat-val { display: block; font-size: 13px; font-weight: 700; }

.qb-preview-progress-row {
  display: flex; align-items: center; gap: 8px;
  border-top: 1px solid rgba(255,255,255,.12); padding-top: 12px;
}
.qb-preview-pct-label { font-size: 10px; color: rgba(255,255,255,.6); white-space: nowrap; }
.qb-preview-pbar {
  flex: 1; height: 5px; background: rgba(255,255,255,.2); border-radius: 3px; overflow: hidden;
}
.qb-preview-pfill {
  width: 90%; height: 100%; background: #9AEF5E; border-radius: 3px;
  animation: previewFill .8s .3s ease both;
}
@keyframes previewFill { from { width: 0; } to { width: 90%; } }
.qb-preview-pct {
  font-size: 12px; font-weight: 800; color: #9AEF5E; white-space: nowrap;
}

.qb-preview-nudge {
  font-size: 14px; color: #1a1a1a; font-weight: 600;
  margin: 0 0 4px; line-height: 1.5;
}
.qb-preview-sub {
  font-size: 13px; color: #555; margin: 0 0 12px;
}
.qb-preview-trust {
  display: flex; flex-wrap: wrap; gap: 4px 14px; margin-bottom: 10px;
}
.qb-preview-trust span { font-size: 11px; color: #444; }
.qb-preview-disclaimer {
  font-size: 10px; color: #bbb; line-height: 1.55; margin: 0;
  border-top: 1px solid #f0f0f0; padding-top: 8px;
}

/* PAN optional tag */
.opt-tag {
  font-size: 10px; font-weight: 500; color: #888;
  background: #f2f2f2; border-radius: 4px; padding: 1px 6px;
  margin-left: 4px; vertical-align: middle;
}

/* -- Security & Compliance Certifications ------------------ */
.cert-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(200px, 1fr));
  gap: 16px; margin: 24px 0;
}
.cert-card {
  background: #fff; border: 1.5px solid #e8e8e8; border-radius: 14px;
  padding: 20px 18px; display: flex; flex-direction: column; gap: 10px;
  transition: box-shadow .18s, border-color .18s;
  box-shadow: 0 1px 4px rgba(0,0,0,.05);
}
.cert-card:hover { box-shadow: 0 4px 16px rgba(0,0,0,.1); border-color: var(--green-accent); }
.cert-badge {
  display: inline-flex; align-items: center; gap: 7px;
}
.cert-badge-icon {
  width: 36px; height: 36px; border-radius: 9px;
  background: var(--aqua); display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
}
.cert-badge-icon i, .cert-badge-icon svg { width: 18px; height: 18px; color: var(--green-primary); }
.cert-name { font-size: 14px; font-weight: 800; color: #111; }
.cert-desc { font-size: 12px; color: #666; line-height: 1.5; }
.cert-status {
  display: inline-flex; align-items: center; gap: 4px;
  font-size: 10px; font-weight: 700; color: var(--green-accent);
  text-transform: uppercase; letter-spacing: .4px;
}
.cert-status::before { content: ""; width: 6px; height: 6px; border-radius: 50%;
  background: var(--green-accent); display: inline-block; }